Disappointing Book

A book on personal finance that I'm reading gives mostly good general advice, but is light on specifics. The authors don't want readers to do everything themselves: They want readers to hire THEM. They don't recommend no-load funds over load funds; term over whole life insurance; or even mention Morningstar fund ratings. And the mistakes are occasionally egregious. They say that balanced funds are the same as equity-income funds! I may review the book in my Friday column--or reminisce about working for Ralph Ginzburg at Moneysworth, a short-lived newsletter. For Sunday, part 2 of an article on growth vs value investing.